FAQs

I don't have a good credit score; can I qualify for a loan?

Yes, Green Funds Express loans are available without a credit check! Whether you've been a victim of fraud or simply had a run of bad luck, our quick loans require only an IAV check.

What does IAV mean?

IAV stands for " Instant Account Verification" It is a platform developed by banking institutions that provides an overview of your bank transactions from the last 90 days. This allows us to assess your repayment capacity without a credit check or the need to provide documents.

Can I repay my loan before the due date?

Yes, you can repay your loan at any time, without fees or penalties.

What are the benefits of a short-term loan?

A short-term loan can serve as a useful financial tool to help you avoid bounced checks or late payments that could harm your credit score. It can also help you handle unexpected financial needs or cover expenses until your next payday. However, it is important to note that a short-term loan is not a long-term solution for managing your finances. It is recommended to use it responsibly and avoid overusing it to prevent financial difficulties.

What is the difference between a quick personal loan and a traditional bank loan?

The main difference lies in the qualification criteria. Banks are generally reluctant to grant loans to individuals with a poor credit score. In contrast, for a quick personal loan, we rely more on your banking history (IAV) than on your credit history. However, this entails a higher level of risk, which translates into higher fees. It is therefore important to use no-documentation loans responsibly.

What are the eligibility requirements?

To be eligible, you must be 18 years of age or older, have a source of income, not be bankrupt or currently undergoing bankruptcy proceedings, and reside in USA.

What can a Green Funds Express loan be used for?

A Green Funds Express loan can be useful in various situations—for example, to cover unexpected expenses or pay an urgent bill. If your bank account balance isn't enough to cover these costs, a Green Funds Express loan can help.

How much can I borrow?

Our loans range from $100 to $15,00. However, the final amount you receive may differ from the amount you requested. We ensure that the loan amount is tailored to your budget and financial situation so that you can repay it without any negative impact.

When can I receive the funds?

Once you have signed your contract, we transfer the money directly to your bank account. Funds are usually paid out on the same day, but the process can take up to 24 hours to complete.

I am self-employed. Can I apply for a cash advance?

Absolutely! You simply need to provide proof of regular income by completing an Instant Account Verification (IAV).

Do I need to provide any documents?

The only supporting document required is a digital copy (scan or photo) of your ID. The entire process takes place online, thanks to our fast, no-credit-check loan service using IAV.

I have a payment scheduled to be processed tomorrow, but I do not have the necessary funds available. Can I postpone this payment?

No, it is not possible to postpone a payment within 72 hours of the scheduled processing date, as the fixed-date transaction process is managed by banking institutions. If you anticipate not having a sufficient balance for your upcoming payment, please contact us before this deadline so that we can find a solution suited to your situation.

When can I renew my loan?

Generally, you can renew your loan once you have repaid 75% of the initial amount plus any associated fees. If you would like to know if you are eligible for a renewal, please contact to your lender by phone, email, or text message.